Improve Your Credit Score with Experienced Credit Counselors
in Newport Beach, CA

Bonded, insured & registered with the Department of Justice!

Credit monitoring included

(949) 220-2515

credit consultation


in-depth credit analysis


credit recommendations

Spearhead Credit Solutions is here to help you restore your credit.
using the most aggressive, goal oriented, and result driven tactics as possible.
we are Bonded, Insured, and one of the few credit repair companies Registered with the Department of Justice.​
Schedule today for free consultation and credit analysis throughout the areas of Los Angeles County, Orange County, San Diego County, Riverside/San Bernardino Counties, and Inland Empire.
What we do


Trustworthy Credit Repair, Counseling & Restoration

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Free Credit Recommendations

No matter how damaged your credit, we can get your credit reports on the right track. We have helped thousands of customers just like you!

Free In-Depth Analysis

Get unique insight into how to repair your credit score for less expensive interest rates and more security moving forward.
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Free Credit Consultation

Take action against your bad credit by scheduling a complimentary consultation with one of our experienced credit counselors.

Why Work With Our Credit Counselors?

What You Will Get!
Clean Up Your Past

For any negative items on your credit reports, we work with credit bureaus and creditors to challenge those items to get them cleaned up quickly for a boosted credit score.

Track Your Present

Get easy access to your client account where you’ll receive 24/7 live status updates on improvements to your credit reports and scores.

Change Your Future

Get unique insight into improving your credit scores in order to reach your goals and learn how to maintain your awesome credit long after our work is done.

Why Work With Our Credit Counselors?
How It Works
Sign Up

Take a moment to provide your credentials, and we’ll provide you with a free consultation and credit analysis.


Free your mind of your credit woes as we work behind the scenes to challenge your negative credit items backed by the law.

See Results

Log in day or night to see real-time progress and improvements to your credit every step of the way.

Testimonials What Our Clients Say

I’m so happy that I was referred to Frank, he has been such a huge help. He is definitely an expert in his trade and credit law. I did not realize there were so many regulations and factors when it comes to credit or when dealing with credit bureaus, creditors and lenders. With the help from Frank, he was able to raise my credit score and save THOUSANDS of dollars in interest when I refinance my house. Thanks again!

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Mike T

I can’t recommend Frank/ Spearhead Credit Solutions enough. After getting some bad advice from a law office, and making my credit worse. Frank has helped me get my credit back in good shape by boosting it 90 POINTS! I can finally buy my car 🙂
I felt very comfortable with him, which is something I look for when it comes to delicate/ risky situations like these. Lesson learned: never trust a lawyer! Spearhead Credit Solutions, thank you

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Sharon Calata

I’m extremely happy with Spearhead Credit Solutions. I had negative items on my credit from many years ago. Frank was able to remove the negative items and boost my credit score over 70 points so far. Highly recommend…

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Lonewlf9 Wolfden
We ask that our clients help speed up the process by:

The best part is of all of this time-proven strategy is that through all of these steps, we do the

heavy lifting for you. We’ll handle the rest. We pride ourselves in transparency, so every step we ​

take is available for you to view in your own secure client portal.